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June 20 2015

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The A-z Of Fire Prevention Techniques

Back in the days, your average smoke detector did just that ? detect smoke. If it picked up the scent, it would issue a series of loud beeps, letting you know that something was wrong in your house. Nowadays, however, fire alarms have become much more sophisticated. Many of the newer ones can detect fires even before a significant amount of smoke has come out. There are even combined fire alarm security systems that will contact the police, fire department, and first aid medics if a detector goes off. I can't overstate how important upgrading to these fire alarms is.First of all, smoke inhalation can incapacitate you. This means that even if your fire alarm is going off, you might not be able to move. A fire detector that automatically notifies the fire department is obviously superior for this reason.






My daughter has just gone through a bunch of fire prevention and safety activities at school. I had talked with her many times about what to do to get out of the house if there were ever a fire, but I didn?t want to do it in a way that scared her. I wasn?t sure what to do or say, but I knew I had to do something. I am grateful that her school did a series of events about this very thing, because I was relatively sure that they would do it in a way that was age appropriate for her.All children should learn about fire prevention and safety issues. This is not something that you can avoid if you aren?t sure how to go about talking with them. Some children are super sensitive to some things, and it makes sense that some would become excessively scared when you talk about things like fire prevention and safety. However, that doesn?t mean you don?t talk about it, but instead, you find someone else to do it. You can call your local fire company to see if you can visit, or if they have any events planned for children so you can go along with your child.While you are worrying about your child learning about fire prevention and safety, you may as well take some time to brush up on it on your own.




What exactly is a fire door?. Put simply, it's a door that will prevent a fire from a fire spreading throughout the building. Coupled with other measures such as smoke alarms it should permit the occupants to reach safety. Clicking the link will show you more information on click this link for more details about glazed internal fire doors as well as some great prices on a huge range of ultra-stylish fire doors.









Most people know all of these things, but few people do what they have to do to ensure good fire prevention and safety.Ironically, fire prevention and protection seems to be better in workplaces than at home. You see, there is so much attention paid to workplace safety nowadays. No one wants to get sued, so everyone takes adequate steps to follow all of the safety rules. Nonetheless, home safety is a more important issue. Although it is less toughly enforced, fire prevention and safety in the home is much more crucial. You see, there are several reasons why you are safer in your workplace than at home. For one, because workplaces are regularly inspected, they tend to be more up to date in terms of fire prevention and safety. Even more importantly, however, is the fact that you are more likely to be on your guard at the workplace.

June 02 2015

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Some Things You Need To Understand Concerning Fire Doors

Fire detector technology, you see, has come a long way in the past 20 years. Back in the days, your average smoke detector did just that ? detect smoke. If it picked up the scent, it would issue a series of loud beeps, letting you know that something was wrong in your house. Nowadays, however, fire alarms have become much more sophisticated. Many of the newer ones can detect fires even before a significant amount of smoke has come out. There are even combined fire alarm security systems that will contact the police, fire department, and first aid medics if a detector goes off. I can't overstate how important upgrading to these fire alarms is.First of all, smoke inhalation can incapacitate you.






I had talked with her many times about what to do to get out of the house if there were ever a fire, but I didn?t want to do it in a way that scared her. I wasn?t sure what to do or say, but I knew I had to do something. I am grateful that her school did a series of events about this very thing, because I was relatively sure that they would do it in a way that was age appropriate for her.All children should learn about fire prevention and safety issues. This is not something that you can avoid if you aren?t sure how to go about talking with them. Some children are super sensitive to some things, and it makes sense that some would become excessively scared when you talk about things like fire prevention and safety. However, that doesn?t mean you don?t talk about it, but instead, you find someone else to do it. You can call your local fire company to see if you can visit, or if they have any events planned for children so you can go along with your child.While you are worrying about your child learning about fire prevention and safety, you may as well take some time to brush up on it on your own. Though you may know what to do, there may be some specific things that you have forgotten.



The design of a fire door has an intumescent strip which is fitted around the sides and top of the door or its frame. This seal is pretty much hidden during normal use, but expands when subjected to extreme heat eliminating the gap between door and door frame and thus forming a barrier stopping fire and harmful fumes from entering the room. Click on the link for further information on Click to see the UK's finest selection of FD60 fire doors. You will also find a huge selection of modern, stylish fire doors which are all available at great, online prices









No one wants to get sued, so everyone takes adequate steps to follow all of the safety rules. Nonetheless, home safety is a more important issue. Although it is less toughly enforced, fire prevention and safety in the home is much more crucial. You see, there are several reasons why you are safer in your workplace than at home. For one, because workplaces are regularly inspected, they tend to be more up to date in terms of fire prevention and safety. Even more importantly, however, is the fact that you are more likely to be on your guard at the workplace. At home, if a fire breaks out, you could be asleep! If you are a particularly sound sleeper, it is possible that you will not know until it is almost too late. At that point, having a good fire prevention and safety plan is your only way to survive.Of course, fire prevention safety starts with the young. You wouldn't believe how often I have children who I teach fire prevention and safety courses to who then go on to educate their parents. Of course, these kids learn the basic lessons designed for children ? don't play with matches, tell someone if the burner is on, and leave the house if you smell smoke ? but they also learn lessons that are fit for adults.

May 18 2015

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Deep Breathing Will Help To Reduce Anxiety Levels

Anxiety may take a lot out of you, both emotionally and physically. On top of seeing a physician, you should have an organized plan in place. Without organization, dealing with your anxiety will become sporadic and unhealthy. You must be organized when coping and dealing with your panic attacks.

Try creating your personal calming herbal tea tonic to help you with anxiety. There are lots of calming herbs available that can help you cope with anxiety. Seek information and ask your physician before combining them. You are bound to find one or two to help you!

Write instructions to your greatest fear about why you are so concerned about it. Be sure to write precisely why it is causing you to feel that way and how it is affecting you. Now write a hate letter to your greatest anxiety, then battle it through the letter and write it off!

Make here we are at practicing some relaxation techniques. There are numerous techniques that you could work into your schedule too. Relaxation techniques like progressive muscle relaxation, mindfulness meditation, and some deep breathing may reduce your anxiety symptoms, and assist you to feel more relaxed so you can possess a better emotional well-being.

Learn to say no. Overextending yourself can quickly drain your reserves and then leave your mind racing while you try to live up to your commitments. Your refusal to place more on your plate than you can manage may cause disappointment for someone, but your mental health and well-being are most important.

Anxiety can be caused by many different factors, so it's important to understand the root causes prior to trying to treat them. If you are unable to pinpoint exactly why you are feeling anxious, you will be unable to learn to remove this anxiety within an easy and quick method.

Regulate your sleep schedule. Are you currently getting enough sleep? An excessive amount of? Many people don't understand the importance of sleep to the way that they function. Sleep is the body's chance to recharge, energize and cope with your emotions. If you are getting too much sleep, set a security and make yourself get out of bed. If you are not getting enough sleep, try talking to your doctor about options for sleep medication.

Reduce the anxiety in your lifetime by learning to say no to situations that cause you stress. There is no reason to believe that you must be accessible to fulfill every request that is asked of you.

Learn not to accept responsibility in excess of you are able to handle comfortably.

See a therapist. Lots of people feel seeking specialist is a sign of failure or weakness; however this might not be further from the truth. Even if you do not have confidence in drug therapy, an experienced therapist can help you develop techniques to master nervousness and cope with it effectively. Additionally, a therapist can act as an impartial sounding board, giving you someone to speak with, bounce ideas from, and help you gain perspective on your fears.

For those who have an anxiety problem, then you definitely should reduce sugar and caffeine. Sometimes these things can make you feel even more nervous than usual. If you must have caffeine or sugar, then a minimum of cut back. Your diet plan plays a crucial role in how you react to anxiety.

Help others if you have a chance. If you see someone that needs help, ask them. You may also find an opportunity to help family and friends by simply asking them if they need anything. This will keep your mind from anxiety and will help you feel happier about yourself.

Have a log or a journal to try and figure out what your triggers are. Once you have the triggers mapped out, you'll have a better idea of what you can do to reduce the anxiety that you feel in the different situations. Each situation may require a different management technique.

If you have been prescribed medication for anxiety, be sure that you take it at the same time every day. Place your bottle from your toothbrush in the cabinet, or simply wherever you will notice it. Keep in mind that some medications require sometime to work, so you have to take it every day.

To help you deal with anxiety, you need to become educated on ways that you can avoid the causes. Knowing what is causing your anxiety goes a long way into solving your issues of feeling anxious. If you are aware and therefore are educated in anxiety, it will help you to solve the problems that you are experiencing.

To conquer any situation by which anxiety rears its head inside a seemingly debilitating manner, do your very best to characterize the situation you are facing as something much more positive than you ordinarily might. By viewing a stressful situation like a valuable opportunity to gain personal strength, you will find it much easier to handle than it would ordinarily have been.



Keep yourself as busy as you possibly can at all times. When you have down time, be more successful for your mind to focus on negative things and will, therefore, fuel anxiety. Start your day out by washing the house, working in the garden, reading a magazine or doing some other activity that you enjoy.

Stay as busy as you can. Being very active aids in preventing any anxiety that could occur. As soon as you get up within the mornings, begin doing something immediately. Be sure you keep yourself busy all day long. Clean up the house, walk your dog, clean up a garden, read, or exercise. All these things can lower your anxiety. Remaining idle just makes you think about the negative stuff that are occurring in your life, which makes your anxiety worse.

After being identified as having anxiety disorder, lots of people worry about the price associated with needed medical intervention. Most insurance plans will cover needed medicines and coverings for this disorder. Should you currently do not have health insurance, contact your county government's Health and Human Services division. In many instances, they offer mental health care at a nearby public health facility. Charges at these facilities are pro-rated on a person's ability to pay.

Obtain a pet. Research has revealed that animals are incredibly relaxing. The act of simply petting a cat, or a dog has been shown to bring about feelings of calm; just try it out. You might find that having a pet around will help soothe nervousness in a number of ways.

Make every effort that you can to make yourself as happy as you possibly can. The happier that you are, the less likely you are to become overwhelmed with anxiety. Make every effort easy to increase your mood to begin feeling better with regards to you and life generally.

Find a visual or aural anchor that makes you feel calm or relaxed. Try to choose something abundant and ever-present, for example clouds or water. Whenever you feel anxious, turn to the sky or play a soothing track of water on an music player. These anchors can give you a focal point when you feel anxious and go a full-blown anxiety attack.

An excellent tip in lowering the amount of anxiety you are feeling is to reduce your caffeine intake. Caffeine is really a stimulant which only increases the anxiousness or nervousness you're already feeling. Reducing the amount of caffeine you are taking will help lessen the amount of anxiety you are feeling.

If you have a problem trying to relax, in order to release all of your anxiety, you should think about aromatherapy. There are several herbs and flowers that can ease moods, once the aromas are inhaled. Essential oils containing peppermint, bay, anise, and thyme, are several examples of the scents that you might find effective.

Think about seeing a therapist or a psychologist. In case your anxiety is based on stress that's affecting you in your lifetime, it's a good idea to see someone who is an expert in dealing with these issues. There are many professionals who specialize in anxiety and know specific steps that you could take to feel good.

Avoid considering things that worry you by doing something else. Keep busy by gardening or perhaps, reading a magazine. As soon as you wake up, start your day doing something to keep your mind free from anxiety. This can keep your mind from those things that bother you and also cause you anxiety.

If you think that you are constantly thinking about the issues or issues that you have throughout the day, speak with a professional. Referring to your issues with someone else will help you get them out in the open so that they are not bottled up and causing you to worry.

A terrific way to help you cope with your anxiety would be to identify the things that bring it on. Whenever you determine what causes nervousness, you can better get ready to deal with those situations whenever they arise later on. This way, you can see what specific what exactly you need to work on.

Moderate your emotions. How you feel can frequently cause anxiety. After you have the discipline to manage your emotions, you are able to rid yourself of anxiety. You may have to learn to emotionally detach yourself from feelings to achieve control of your feelings and eliminate anxiety permanently.

It is essential to limit your alcohol and caffeine intake when you are coping with anxiety. Instead of helping you to relax, alcohol in excess can actually aggravate your anxiety. Too much caffeine can wind up triggering a panic attack. So reduce both of these substances when you are anxious.



As you can see, there are various ways to manage your stress. Do not expect results immediately because it usually takes time until you are able to concentrate on your relaxation exercises and truly control your anxiety. You'll have to work hard toward this goal, however the result is worth it.

Anxiety doesn't have to bug you night and day anymore, you can be yourself again and focus on more important things in life rather then controlling your anxiety. You have the knowledge to eliminate anxiety in your lifetime, just stay strong and apply what you've learned today and also the anxiety will leave, but only if you would like it to.

May 02 2015

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Latest News From London

"It's amazing that I'm the first athlete to be selected," she said. Lucas, who was born without thumbs and has limited movement in her arms, beat Megan Pascoe to the sole GB slot in the class. In 2012, she won gold in London to become the first GB sailor to win a Paralympic medal since the sport became a full part of the Games programme in 2000. "It's a massive relief to know I'm going to Rio and have the opportunity to defend my gold medal," she added. "It's a huge privilege, but also it means we can really focus on preparing for Rio and the specifics of the venue. Helena Lucas facts In 2006, Helena stood in for Shirley Robertson to helm in the Olympic class Yngling at the first Beijing Olympic Test Event, winning silver alongside Annie Lush and Lucy MacGregor. She made her Paralympic debut in Beijing in 2008, finishing in 7th place. She was the only woman competing in the 2.4mR class at the 2012 Paralympics and beat her nearest rival by nine points. "London was an amazing experience but no sailor has yet managed to defend their Paralympic title.

For the original version including any supplementary images or video, visit http://www.bbc.co.uk/sport/0/disability-sport/32472248

The problem struck in the middle of Thursday mornings rush hour between Clapham Junction and Wandsworth Common in south London. Services in and out of Londons Victoria station were suspended and the Gatwick Express was unable to run. Passengers spoke of nightmare conditions at Clapham Junction while some said they had been stuck on non-moving trains for up to 75 minutes. There were reports that a London-bound train that had left Brighton at 6.56am was still outside Clapham Junction at 9.30am. The disruption was expected to last until at least 12 noon, with delays of up to 90 minutes. A Network Rail spokesman said: A major power supply problem between Clapham and Wandsworth Common has disrupted Southern train services into London Victoria this morning. Engineers are on site and we aim to resume services as quickly as possible. Tickets are valid on all other routes into London and Southern passengers are advised to avoid travelling through Clapham Junction, which is very busy. South West Trains services to and from Waterloo via Clapham Junction are unaffected. FiniasFinn tweeted to the Transport for London account: Clapham Junction is worst station ever. I realise its chaos but no staff helping and being arrogant is not a help. Thomas Michael Jules wrote: Avoid Clapham Junction today people! Mayhem!! Precious tweeted: Complete chaos at Clapham Junction this morning as trains are delayed left, right and centre. What a nightmare! There had been delays involving Clapham Junction earlier in the rush hour due to a lineside fire which caused hold-ups to services on London Overground.

For the original version including any supplementary images or video, visit http://www.theguardian.com/uk-news/2015/apr/30/chaos-clapham-junction-after-rail-power-supply

April 30 2015

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Some Background Answers On Key Elements In Lancashire

Open Country volunteers in training for the launch of the York Tandem Club North Yorkshire based charity Open Country is inviting cyclists with a disability, and volunteers to take the front seats on their tandems, to join the York Tandem Club. The charity already runs popular tandem clubs in Harrogate, Ripon and Wetherby. Lizzie Hughes, who will lead the York club, said: "York is the obvious choice to launch the next tandem club as the city embraces cycling in all its forms. 2015 is Open Country's 25th anniversary year and so we wanted to celebrate by branching out in to new areas where we don't already operate. "However, the success of the club is dependent on getting enough volunteers each week so we urge people to come forward to give tandem riding a go. It's great fun, a brilliant way of keeping fit, and a fantastic opportunity to help people who wouldn't normally be able to ride a bike." The group will meet at Askham Bog car park every Tuesday from April to September at 6pm and will ride out around the quiet roads and cycle paths across the city. Glyn Newberry, Disability Sport and Physical Activity Coordinator at City of York Council added: Cycling is a leading sport in York, hosting major cycling events such as the Tour de France last year and the forthcoming Tour de Yorkshire. "We have a new 1km cycle track and outdoor velodrome at the University of York s Sport Village with specialised bikes, inclusive cycling sessions and competitive para-cycling for disabled people. "This fantastic new opportunity with Open Country will allow even more disabled people to access cycling in York in a fun and safe way." Anyone interested in becoming a member or volunteering for the York Tandem Club should email info@opencountry.org.uk or call 01423 507227. Alternatively visit www.opencountry.org.uk

For the original version including any supplementary images or video, visit http://www.yorkpress.co.uk/news/12921101.Tandem_cycling_club_for_people_with_disabilities_appealing_for_volunteers/?ref=rss

Eight wardens have been assaulted in Harrogate and Selby since January 2013, with attacks ranging from pushing to punching and one head-butt. Harrogate Borough Council met yesterday to look at buying the cameras for their wardens in Harrogate and Selby, but the decision has been postponed so further information can be gathered from other councils. City of York Council s parking enforcement officers are already offered CCTV badges for their personal protection, which are worn on a voluntary basis. A spokeswoman for CYC said most officers chose to wear them and use them on a frequent basis, but there had still been nine incidents of verbal or physical assault on officers in York since January 2014. A report before the Harrogate council's sustainable transport meeting said there had also been six incidents of verbal abuse and threats, which were serious enough to be reported to North Yorkshire Police, with warnings, cautions, a fixed penalty notice and prosecutions carried out. The equipment - which includes 23 cameras - would cost 9,100, which would be jointly funded by Harrogate Borough Council, North Yorkshire County Council, Craven and Selby District Councils, and would be issued to Parking Civil Enforcement staff who work alone, often in remote areas. The report said: "Parking enforcement is a necessary activity to assist with traffic management and adherence to parking regulations. "However, it is an emotive subject and staff involved in issuing Penalty Charge Notices (PCNs) are involved in potentially confrontational situations on a daily basis and are, unfortunately, subject to abuse when carrying out these duties. "Incidences of verbal abuse, threats and physical abuse have increased in recent years and, whilst we have robust training, support and reporting mechanisms in place, action by the police is sometimes hampered by a lack of evidence. "The benefits of these cameras, particularly with regard to acting as a deterrent, have been discussed with a number of Local Authorities who have seen a significant reduction in incidences of verbal and physical abuse as well as false allegations of misconduct against staff." The report said: "Whilst most of the public are courteous and understand the need for parking enforcement, there is a worrying increase of incidents against council employees carrying out this function.

For the original version including any supplementary images or video, visit http://www.yorkpress.co.uk/news/12916803.Traffic_wardens_could_wear_cameras__following_spate_of_attacks/?ref=rss

April 21 2015

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A Useful Analysis Of Key Details In Insurance

We hope to make our first steps into the US in two to three months Tim Rhodes Ashley Grice, managing director of Iris Worldwide, was one of the most memorable speakers. As a branding specialist, she talked about why we developed our products and how we could use those details in our brands story. If you have someone of that calibre helping you, you feel that you have a great chance of success. Before the trip, I would have lumped the US into one market, but now I see it as 13 different regions. I probably would have looked to start either on the east coast or in California if I hadnt been on the trip. But learning about the logistics and distribution points for products made me realise that it would make a lot more sense to start somewhere in the south-east; there was a lot of passion for our product there and Atlanta would be a sensible hub. Preparation for entering the US will start fairly soon. Its all about working with local sales agents, making initial contact and finding the right retailers.

For the original version including any supplementary images or video, visit http://www.theguardian.com/small-business-network/trade-mission/2015/apr/16/california-south-east-us-expansion

The Indices Are Calculated By Taking A Weighted Average Of The Results Of The UKs Main Business Surveys.

Least prevalent is sexual orientation at 6 per cent,according to the survey of 1,600 people. The public sector is the working environment in which most discrimination has occurred with 16 per cent reporting some form of discrimination, whereas banking and finance report only 8 per cent. Other industries where discrimination is most prevalent are teaching and education (12 per cent), retail and sales (11 per cent), health and social care (10 per cent), hospitality and travel (9 per cent). Around a third of discrimination cases are hidden as few people report them or take the issue to management. Despite this hidden nature of discrimination, just over one in ten (11 per cent) of those discriminated against sought legal advice or went on to a tribunal both potentially costly outcomes for the organisation involved. In two thirds of cases, employees did report the discrimination to senior staff, HR departments or sought advice from the Citizens Advice Bureau (or similar). Therefore Fisher Jones Greenwood believes that employers also need to ensure that they have robust policies in place to ensure that their organisation effectively deal with these cases as and when they arise. The firm recommends companies follow a a multi-step procedure to ensure that they are prepared should an employee feel that they have been discriminated against.

For the original version including any supplementary images or video, visit http://www.smallbusiness.co.uk/news/outlook/2482896/discrimination-found-to-be-commonplace-in-businesses.thtml

Now, you don't have to leave your house Bonativo has taken the farmers' market concept online to feed Europe's hunger for all things organic Christian Eggert (left) and Nigel Akehurst are the founders of Bonativo, a new way for farmers to sell their produce direct to the consumer By Rebecca Burn-Callander , Enterprise Editor 1:04PM GMT 21 Mar 2015 Comments Farmers markets have been given a digital makeover, with more than 70 producers signing up to sell their wares on new online marketplace Bonativo. The site, which launched six weeks ago, claims to offer Londoners access to the freshest, most local produce from nearby farms. Sellers range from Teds Veg, a family-run farm in Lincolnshire, to the Artisan Pasta Company, which has seen sales go crazy as a result of listing on the platform, Bonativo co-founder Nigel Akehurst claims. Akehurst, 35, who grew up on a small family farm in East Sussex, believes that the time is right to bring the farmers market concept online. Were bringing fresh farm produce to your door, he says. People who cant make it to the farmers market every week now have another option. Akehursts co-founder, Christian Eggert, 27, adds: We believe that everyone has the right to know the story behind their food. Were not just talking about a vague country label, but about where it was grown, how it was treated and the people behind it. Each product features a description of the farm where it was grown or made, to help people to understand more about the provenance of their food. Were bringing people together for whom food means more than just interchangeable products on a supermarket shelf, says Eggert. Bonativo currently lists 750 products, but is growing fast, as farmers seek to find a route to sell direct to consumers, preserving their margins. Prices are set by the producer, and Bonativo takes a small percentage of each sale. The company handles all the logistics: once an order is processed, the goods are sent to Bonativos warehouse in Summerstown near Wimbledon, where they are packaged up and a handwritten note included in the final order. We take all the stress out of selling online, leaving them to focus on their businesses and farming to a really high standard, says Akehurst.

For the original version including any supplementary images or video, visit http://www.telegraph.co.uk/finance/businessclub/11487424/Farmers-markets-go-digital.html

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Simple Insights Into Prudent Insurance Programs

Individuals And Small Business Owners Like Sally Will Still Have To Inform HMRC Of Their Income And Other Taxable Or Tax-deductible Transactions.

During the 1970s, all these shops were closed as a more mobile population preferred to go to the city centre or newly-built pedestrian precincts including Salford, Oldham, Swinton, Ashton and Middleton. Every new development shifted shopping habits. When a new centre was built in Bury, shops on The Rock (the old main street) suffered. The same happened in Altrincham where George Street was developed and Railway Street died, and in Stretford, where the arrival of the Arndale Centre forced the closure of many shops on the main road. Later, the regional shopping centres had an even bigger impact. Dartford has never recovered from the opening of Bluewater, and both Rotherham, which I remember as a thriving town, and Sheffield, which was one of the busiest cities in the north of England, have been severely affected by Meadowhall. The decline in your street wont just have been caused by the recession or internet shopping.

For the original version including any supplementary images or video, visit http://www.telegraph.co.uk/finance/comment/11549158/Capitalise-on-the-hipster-trend-with-a-beetroot-bar-not-road-kill-kebabs.html

But as far as the exposures SMEs face go, they are similar to those faced by larger businesses just to a slightly different scale. The commercial broker Rob Worrell, group managing director, Jelf This year will be interesting, demanding and ever-changing for commercial brokers and insurers alike. The losers will be those who think that the upturn in economy will be enough and that doing all that they have previously done will be enough. The winners will broaden their intellectual infrastructure and focus on value-added engagement across risk management, consultative bespoke claims management, forensic review of the insured and uninsured activities/exposures and, of course, proactive risk profiling and risk disclosure. There is a lot to be gained from knowledgeable client discussions over cyber covers, the changing shape of terrorism exposures and of course environmental classes. International capabilities will be in far greater demand as the world gets smaller in terms of overseas manufacture and product supply. The network broker Ashwin Mistry, managing director, Brokerbility and CII president Clients are feeling quietly confident in the mid-market space and manufacturing is probably making the strongest comeback in the SME sector. The uncertainty of the election is a bit of a bump in the road further down the line, but hopefully in the next 100 days or so that should become clearer. From an insurance perspective, its definitely a buyers market. Most of the markets had a very good last quarter and saw lots of growth and benign weather, so most of the chief executives in the top 10 will be rubbing their hands. Some of the markets will be reporting strong combined operating ratios and what thats done is create a little bit more capacity and a little bit more aggressive pricing. Its a phenomenal market for independent, strong, professional brokers. And because clients are feeling good, insurance is becoming secondary. So as long as premiums are price-proximate, and you provide quality, advice-based service, the garden is very green. The regional broker Ian Sandham, Bath branch director, Bluefin Theres definitely a strong recovery here in the South West and every client I see is forecasting improvements in sales and the bottom line.

For the original version including any supplementary images or video, visit http://www.insurancetimes.co.uk/the-knowledge-sector-outlook-commercial-lines-brokers-give-their-views/1413411.article

April 14 2015

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Is Surrey cut out to become Dallas country?

The energy company UK Oil and Gas Investments (UKOG), which holds the licences for exploration, estimates the field could hold as much as 100 billion barrels. To put that in context, around 45 billion barrels have been extracted from the North Sea since the late Seventies. An analysis of the Horse Hill well indicates that the area could hold 158 million barrels of oil per square mile which, says UKOG, means that by 2030 the Weald could produce up to 30 per cent of the country's oil demand. "We think this is a discovery of national significance," said Stephen Sanderson, the company's chief executive.

But the local response to this momentous news has been pretty lukewarm and very English. When Hillbilly Jed Clampett found Texas tea on his farm and became an instant millionaire, he packed his family into an old jalopy and headed for Hollywood. Daniel Plainview in There Will Be Blood, the Oscar-winning film inspired by Upton Sinclair's novel Oil!, set about destroying everyone around him in pursuit of riches. But down in Surrey, they are a bit more phlegmatic. Richard Olliver, chairman of Horley Town Council, which covers Hose Hill, said the reaction among local people was mixed. "Traffic is something people worry about," he said. "We have had an awful lot of road works in East Surrey lately and it causes disruption." Cllr Olliver said the road to Horse Hill from Horley would need to be redesigned to avoid traffic jams. Come on, councillor. You are sitting on top of Europe's biggest onshore oil field and you are fretting about redesigning the road! It's hardly J R Ewing, is it? Where's the ambition, the talk of helicopters, yachts, fast cars and even faster women? Where's the oil baron cynicism? As J R once said: "A conscience is like a boat or a car. If you feel you need one, rent it." And: "There's nothing like the smell of money to get the relatives out of the woodwork." Let's face it, that's just not very Surrey, is it?

Locations of UKOG's UK licences, Source: NOP

Yet over the centuries, the Weald basin has seen quite a lot of industrial activity. On the western edge of the Jurassic shales in Dorset, the Wytch Farm oilfield has been pumping out black gold since 1979. On the eastern edge, the Kent coalfield sustained a dozen mines at the height of production before it was shut down in the Eighties. The discovery in 1897 of natural gas while drilling for water at Heathfield railway station in Sussex provided fuel for the first natural gas lighting in the United Kingdom. Down in West Sussex, there are nodding donkeys in the field by Pulborough rugby club and oil has also been extracted from a well near Goodwood.

In East Sussex, huge quantities of gypsum were dug from Jurassic Purbeck beds and brickworks exploited the lower Cretaceous clays. During Roman times - and again in Tudor England - the Weald was the main iron-producing region in Britain. The invaders built upon a flourishing native industry with ironworks sites found all over the eastern part of the High Weald. So far from being a twee rural idyll, albeit one with an airport and motorway attached, Wealden England has been a centre for drilling and digging, and could be again. Even if a fraction of the oil can be removed, it could create thousands of jobs and trigger an economic boom in the region.

But as we saw with the anti-fracking protests in nearby Balcombe in West Sussex, such a prospect no longer attracts people but appals them. We are a post-industrial nation with the added problem that unlike in America, there is no windfall for someone sitting on top of the oil because it does not belong to them. If people aren't going to get rich from the oil discovery then they will always rather it was drilled elsewhere.

These instinctive objections are encouraged by a battalion of environmentalists, green activists and countryside campaigners. They will try to shut down the great Gatwick gusher before a drop of crude has even bubbled from the ground.

Why does our gas boiler always stop working on one of winter's coldest days?. I guess it's just sod's law, but one sure fact is that regular servicing of a gas central heating boiler will definitely lower the chance of breakdown, as well as safeguarding us from the very serious dangers of carbon monoxide poisoning. A new price comparison website has been launched that gives you quotes from registered "Gas Safe" engineers in your area. Click on the following link to read more about Landlord Gas Safety Inspections.

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George Osborne: 'Falling oil and gas prices should bring cheaper household bills'

If they do not pass on the unprecedented price falls, Mr Osborne could be forced to intervene and formally call on the utilities companies and airlines to reduce prices.

ASDA on Monday announced that it was reducing its petrol and diesel by 2p a litre as the price of oil continued to fall.

Asda customers will pay no more than 107.7p a litre for petrol, with diesel at 114.7p a litre.

Morrisons, Sainsbury's and Tesco all announced similar fuel price cuts.

Ministers believe petrol prices are now set to fall to below £1 a litre for the first time since 2009.

It follows the recent halving of the oil price, with Brent Crude now costing less than $51 a barrel. Six months ago it cost $115.

Morgan Stanley is forecasting that prices could even briefly fall to as low as $35 a barrel before recovering.

Why does our gas boiler seem to always break down on one of winter's coldest days?. I presume that it's just sod's law, but one known fact is that regular servicing of a gas central heating boiler will dramatically lower the likelihood of failure, together with safeguarding us from the very serious dangers of carbon monoxide poisoning. A new price comparison website has been launched that gives you quotes from registered "Gas Safe" engineers in your area. Clicking on the following link will give you more information on Boiler Servicing.

US oil prices on Tuesday were at a five-and-a-half year low of below $48 a barrel, down from nearly $107 in June.

Gas prices for this year are about 27 per cent lower than the equivalent price a year ago, while wholesale electricity prices fell to a two-year low on Monday.

The Chancellor on Tuesday used a meeting of the Cabinet to welcome the fact that pump prices are starting to fall following the reduction in oil prices.

However, sources said that he was "adamant this wasn't enough".

Mr Osborne believes that "consumers could feel the benefit in many other ways if the fall in oil and gas price was passed on to final product", sources added.

A Treasury source said: "We're going to be watching them like a hawk. So far it has worked with fuel prices. Pump prices are coming down.

"We believe it can work with other industries."

Downing Street sources said that the Prime Minister backed the investigation and is "very keen" to see falling oil and gas prices reflected in other areas.

Mr Alexander in November wrote to all of the main fuel suppliers and distributors to demand that they pass on the benefits of falling oil prices to customers "as quickly as possible".

A source close to Mr Alexander said on Tuesday: "Anybody involved in the supply of energy in terms of petrol, diesel, domestic heating, air fares and domestic gas and electricity must make sure they are passing on the reductions in full. And they must be in no doubt that they should do it very quickly."

There will be concerns that energy companies will be reluctant to reduce bills because of Ed Miliband's commitment to freeze energy prices for two years if Labour wins the general election.

British Gas, the UK's biggest energy supplier, defended its decision not cut prices.

"We buy our gas well in advance --up to 3 years in some cases -- to ensure security of supply and to smooth out price volatility, so movements in wholesale prices do not feed through immediately to retail prices," a spokesman said.

"The details of our hedging strategy are commercially sensitive so we are unable to comment on how we have reacted to specific events.

"The wholesale cost of energy is now less than half the bill - we have other costs that are rising such as network costs, which have risen 40 per cent in seven years.

"We are certainly not increasing profits on the back of lower wholesale gas prices - our July 2014 half-year results showed a 26 per cent fall in (pre-tax) profits."

ICIS, the price-reporting agency, said that the growth of renewable energy and energy efficiency measures to reduce demand had also helped to reduce electricity demand and therefore reduce power prices.

But it warned consumers may not see the benefit because "the costs of funding these [measures] are paid for as a separate part of the retail bill, and expected to rise further over the coming years".

Ed Davey, the Energy Secretary, told LBC Radio: "The fall in oil and gas prices - it is vital that we get them through to consumers. I am glad the Treasury is now looking at this."

Mr Davey said that his department has been looking at ways to force the energy companies to pass on oil price falls to customers.

Compare deals on gas electricity for your home with the Telegraph Energy Switching Service

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Marks and Spencer solar rooftop largest in the UK

Since the beginning of March, 90 solar PV inverters have been generating solar power for on-site use at the Marks Spencer East Midland Distribution Centre in Castle Donington.

Totalling 6.1 megawatts, this photovoltaic array belonging to the British retail chain is the largest solar rooftop in the United Kingdom.

Marks Spencer has set itself the target of covering the entire energy needs of all of their buildings in the United Kingdom and Ireland from 100 % renewable energy sources by 2020.

SBC Renewables (SBC) designed a de-centralised system using 90 KACO new energy Powador 60.0 TL3 and four Powador 18.0 TL3 solar PV inverters.

SBC technical director Dr. Clive Weatherby said: "We settled on the perfect size 50 kVA inverter from KACO new energy as these ticked all the boxes in terms of quality and reliability.

"They were also an ideal size to lower into the 4x30-metre high roof hatches above the plant rooms. Each has three MPP trackers ideally sized for the proposed layout.

"The 4-string MPPT's also added shadow tolerance, redundancy and traceability in the event of any string problem".

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Why does our central heating always fail on the coldest day of the year?. I guess it's just sod's law, but one recognised fact is that annual servicing of our gas central heating system will greatly lessen the likelihood of failure, together with safeguarding us from the deadly dangers of carbon monoxide poisoning. A new price comparison website has been launched that gives you quotes from registered "Gas Safe" engineers in your area. Click on the following link to read more about Gas Central Heating Boiler Maintenance.

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Green taxes double under Coalition

Larger firms have also been hit by the Energy Efficiency Scheme to further reduce carbon emissions. The charge, introduced in 2010, will bring in £800million this year. Another three green taxes - on landfill and mining, and a European levy on carbon - have remained steady since 2010, costing firms £1.8billion a year.

Gareth State of the manufacturers' group EEF, said: "These figures prove the point we have been making for some time, namely that UK industry - especially energy-intensive companies - are paying a very heavy price.

"We urgently need to see competitiveness at the heart of energy and climate change policy to place us on a level playing field with even our European competitors who are not facing these bills, let alone the rest of the world. Failure to do this by the next government, if it continues to use carbon taxes as a revenue-raising tool, could only result in lost jobs and investment."

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A Treasury spokesman said: "This Government is committed to creating a tax system that is simple, fair and creates the right conditions. We have backed businesses with lower taxes overall, cutting corporation tax, giving employers up to £2,000 off their National Insurance bill and giving small high street businesses £1,000 off their business rates."

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Our data shows that climate policies aren't working. Why does that scare our opponents?

Nothing could be further from the truth. There is every reason to be concerned about climate change, and, while we don't fully understand it, the likelihood is that we are playing some part in this phenomenon. An insurance policy is a good idea, but it has to be smart; the premium paid has to be proportional to the risk, and the policy has to offer some real cover. The costs of the current approach, however, are extreme, and the contribution to preventing climate change negligible. Far from being a denier (whatever that means) I see myself and others like me as taking climate change rather more seriously than those who are attempting to drive through a policy of command and control which is bound to fail. At least my suggestion has some chance of success.

So here is what we plan to do. The Buckingham Energy Institute will be both a research and educational organisation. Its major research effort will be to make large databases freely available to the public. The energy sector in the UK is still unacceptably opaque, and since there are levies on bills in order to pay for climate policies, government itself has little interest in transparency. We'll address this by expanding the REF's well-known renewable energy databases to cover all generators in the UK, and then other fuels, and then other jurisdictions. We aim to become the largest independent provider of energy market data.

Having this information publicly available will encourage new market entrants and new, disruptive technologies. By allowing consumers to see every detail of the market, it will also restore public confidence in energy producers - confidence that has been severely damaged by an unhealthily cosy relationship with government. Alongside this work, and grounded in it, we will begin by teaching short courses on emergent topics in energy policy.

Why does our boiler always fail on the coldest day of the year?. I guess it's just sod's law, but one recognised fact is that annual servicing of a gas central heating boiler will dramatically reduce the likelihood of breakdown, as well as safeguarding us from the deadly dangers of carbon monoxide poisoning. There is now a price comparison website that will give you quotes for boiler service and repair from local, Gas Safe registered fitters. Click on the following link to read more about Boiler Maintenance.

Climate change must be arrested, but the solution has to be smart (Alamy)

The free flow of information is crucial to replacing the failed climate policies. The fact is that nobody yet knows how to reduce emissions without destroying the hard-won and irreplaceable wealth of several thousand years of economic growth. This problem is so difficult that a search for a solution depends on engaging the minds of the entire population, not just experts and civil servants. That means putting as much knowledge as possible in as many hands as possible.

But it also means that there has to be a clear economic signal, which I think is best provided by putting a consistent, economy-wide price on carbon, probably through a carbon tax with corresponding offsets in other taxation. This would be flexible, so economic harm could be kept under control, and it would be technology-neutral, allowing the economy to gravitate towards the cheapest ways of reducing emissions that human ingenuity can discover.

In short, the Buckingham Energy Institute wants to bring the general public, from households to businesses, back into energy policy as free and active economic decision makers, not passive victims of central administrative instructions. Many in environmental circles regard such liberal views with horror, and prefer force and subterfuge to impose a 'planned' low-carbon economy. But this is deeply mistaken, and will end in disaster. Only by entrusting human creativity with all the relevant information is there any chance of addressing climate change.

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Ex-BP boss Lord Browne steps down from role at Riverstone

Oil industry grandee Lord John Browne will next month step down from his role at Riverstone Energy.

Why does our central heating always break down on one of winter's coldest days?. I guess it's just sod's law, but one sure fact is that annual servicing of a gas central heating boiler will greatly lessen the chance of breakdown, together with safeguarding us from the very serious dangers of carbon monoxide poisoning. A new price comparison website has been launched that gives you quotes from registered "Gas Safe" engineers in your area. Click on the following link to read more about Gas Boiler Maintenance.

The former boss of BP confirmed that he will not stand for re-election as a director of the energy industry investment vehicle at its annual meeting in May.

In March, Lord Brown had been appointed as executive chairman of L1 Energy, the $10bn (£6.5bn) oil and gas investment arm of L1 Holdings, the group backed by Russian billionaire Mikhail Fridman.

L1 Energy is thought to be seeking takeover targets, possibly including companies involved in US shale, east Asia and parts of Europe. The group has already agreed to buy RWE Dea, part of German energy giant RWE.

Lord Browne is one of the leading figures in the energy industry, having enjoyed a 41-year career with BP.

FTSE 250-listed Riverstone said that independent director Tidu Maini will also be standing down at the meeting.

Sir Robert Wilson, Riverstone chairman, said: "I would like to thank Lord John Browne and Tidu Maini for their hard work and expertise in assisting with the initial public offering of the company and its first 18 months of investing."

Riverstone is proposing to elect Rothschild bank co-head Claire Whittet to the board at the May meeting.

Mrs Whittet spent almost 20 years at Bank of Scotland, before joining Bank of Bermuda and then moving on to Rothschild.

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Lawyers for victims of Legionnaires' outbreak call for inquiry

Lawyers for victims of a Legionnaires' outbreak which resulted in four deaths have called for an inquiry after the Crown said there will be no prosecutions over the deaths, Scottish Legal News has reported.

An investigation into the 2012 outbreak of Legionnaires' disease failed to find the source of the bacteria and the Crown Office and Procurators Fiscal Service (COPFS) have said there is not enough evidence to pursue any individuals or organisations.

However, they have not ruled out the possibility of a fatal accident investigations (FAI).

Patrick McGuire, a partner at Thompsons Solicitors, who is representing the families involved said the decision was "very disappointing" and added they were in the process of starting civil legal proceedings.

A number of cooling towers in the south west of Edinburgh formed part of the inquiry but the Crown Office said it was impossible to fix the source of the Legionella bacteria which caused the deaths between June and July 2012.

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Why does our boiler seem to always fail on one of winter's coldest days?. I guess it's just sod's law, but one certain fact is that annual servicing of a gas central heating system will greatly lower the chance of breakdown, together with safeguarding us from the very serious dangers of carbon monoxide poisoning. There is now a price comparison website that will give you quotes for boiler service and repair from local, Gas Safe registered fitters. Click on the following link to read more about Gas Boiler Maintenance.

http://www.hvnplus.co.uk/news/lawyers-for-victims-of-legionnaires-outbreak-call-for-inquiry/8681116.article?referrer=RSS
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Iran deal can open the way to trade and peace

An end to Iranian sanctions would represent a rare diplomatic ray of sunshine across the Middle East, marking the end of a dangerous and economically debilitating stand-off. The re-emergence of Iran as a major energy exporter could also, by the way, help keep a lid on oil prices. But there's a long way to go. The details are far from final, and this deal could yet be derailed.

Iran's resource endowment, often downplayed in Western circles, is nothing short of spectacular. It includes at least 157bn barrels of proven oil reserves - the third or fourth-largest haul in the world, depending on how you count them. Add to that confirmed natural gas treasures of 33 trillion cubic metres - even more than Russia on the most recent estimates - and you have the makings of an energy colossus.

There's growing market speculation that, with goodwill on both sides, Iranian oil exports could soon rise from 1.1m to 3m barrels a day, the average level during the mid-1990s when sanctions were looser.

Back in the early 1970s, in fact, during the days of the Shah when Western oil majors could basically do as they pleased, over 5m barrels of Iranian crude hit global markets daily.



Restoring those kind of flows would make Iran twice as important a supplier as Kuwait - going a long way towards maintaining relatively low global crude prices, so boosting energy-importing Western economies such as America and the UK.

The notion of a Western rapprochement with Tehran has been in play since mid-2013, when Hassan Rouhani replaced Mahmoud Ahmedinejad as president. At a stroke, instead of a firebrand religious hardliner, Iran was represented by a seemingly moderate cleric, English-speaking and with a doctorate in law from a British university.

Within months of taking office, Rouhani was at Davos, Alpine hob-nobbing with the best of them, doing his bit to charm the Western and West-leaning global elite.

"Our country has never sought, nor seeks, anything other than peaceful technology," he opined in early 2014, securing not only the start of this latest thaw in Iranian-US relations, but also an interim agreement to access much-needed foreign exchange reserves. "Iran is open for business," Rouhani has said, at a string of international summits since, using a near identical text each time.

"Come and visit us and see the investment opportunities for yourselves." Over the last 18 months, the Iranian president has consistently argued that his country, "within the next three decades, could become a top-10 global economy". Funnily enough, he is right.

In 2012, the year before Rouhani took office, Iranian GDP shrank by over 5pc, the economy gripped by sanctions and enduring its worst financial crisis for at least two decades. Since then, growth has returned, in part because sanctions have slightly eased. Independent Western analysts now estimate 2014 GDP at around $450bn (£304bn), placing Iran comfortably among the world's 30 largest economies - ahead of both Austria and Taiwan.

But this country is still massively under-achieving. Along with its natural commodities, Iran also boasts a highly-skilled, near-universally literate population, with a vigorous median age of just 28. Its numerous universities, while far from gender-friendly, have long-produced a steady stream of well-qualified scientists and engineers.

Why does our gas boiler seem to always stop working on the coldest day of the year?. I presume that it's just sod's law, but one sure fact is that annual servicing of a gas boiler will definitely lower the chance of breakdown, in addition to safeguarding us from the very serious dangers of carbon monoxide poisoning. There is now a price comparison website that will give you quotes for boiler service and repair from local, Gas Safe registered fitters. Clicking on the following link will give you more information on Boiler Maintenance.

In the mid-1950s, real per capita GDP was just four-fifths that of Turkey, Iran's ancient rival. Over the 20 years that followed, free trade and economic dynamism meant growth was strong, with GDP per head soaring to more than two-and-a-half times that of Turkey.

Then came Ayatollah Khomeini's 1979 revolution, with its theocratic clampdown on enterprise, which sent the economy spiralling downward.

As such, Iran missed the emerging markets revolution that, from the 1980s onwards, ignited the rapid expansion of economies like China, India and Turkey.

Iranians are now, once again, much poorer than their Turkish neighbours. Rouhani has pledged to reverse that, stating repeatedly that he wants to "join the rest of the global economy", positioning Iran as, potentially "the most exciting emerging market on earth".

Given its natural and human resources, that is by no means a ludicrous claim. The key, of course, is to get sanctions lifted - in particular, the banking restrictions that block international hard-currency transfers. Rouhani will also need to play ball, of course, in terms of granting renewed access to Western oil men.

While a gusher of Iranian crude would lower global prices, I'm sceptical we'll see it soon. People I trust tell me Iran has some 40m barrels loaded on to tankers, ready for immediate sale, once the embargo is lifted. But that's nothing - little more than 0.1pc of yearly global crude consumption. Iran's energy industry, inevitably, has suffered from chronic underinvestment since sanctions first bit. That's why any sanctions deal will result in just a trickle of extra Iranian oil over the next two to three years, not a flood.

It anyway may not happen. Rouhani certainly isn't banking on a deal - which is why Iranian officials last week made a high-profile visit to China, where they spoke with oil-importing giant Sinopec about selling more oil eastwards. Beijing, in turn, confirmed Iran as a founder member of the China-led Asian Infrastructure Investment Bank, a rival to the Washington-based World Bank, similarly thumbing its nose at America.

While the specifics of this framework nuclear agreement are due to be agreed by July, that deadline is likely to slip. There are manifest differences between the post-Lausanne communiqués published by Iran, the US and the UK, each side having its own schedule for the sanctions-lifting steps - from the reduction in enriched uranium stockpiles to the modification of Iran's heavy water reactor. Before sanctions can be lifted, the International Atomic Energy Agency must also certify Iran is complying - which could take many months.

And, of course, there's the reality that for much of America's policymaking elite - and a fair few of their British cousins - the very idea of a deal with Iran is a "sell-out".

Yet, while I'll be criticised for saying so, I want this deal to go through. Bottling up any nation, let alone one that will soon be home to 100m people, is no long-term solution.

Trade and mutually beneficial commerce, as has been shown throughout history, are the surest way to restrain military conflict.

That's why I hope the Lausanne agreement holds - and why you should too.

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Green levies on energy bills to treble by 2020 because of renewable targets, official figures suggest

David Cameron has reportedly said that the government needs to get rid of "this green crap" amid concerns about renewable energy subsidies.

He vowed last year to "roll back" green taxes which add an average of £100 a year to average fuel bills.

In an appearance before MPs earlier this month he also said that people are "fed up" with onshore wind farms being built and that "enough is enough".

The approach reflects a significant shift in the Conservative's approach to green subsidies.

In 2006, when David Cameron became the leader of the Conservatives, the party changed it's logo to a doodle of a green tree and soon after adopted the mantra "vote blue, go green".

According to the Office for Budget Responsibility, "environmental levies" will cost households £89billion between 2013-14 and 2019-20.

The biggest element of them is the "renewables obligation", which subsidises green projects such as new wind farms. The subsidy means onshore wind farms receive £40 on top of the market price of power - giving a higher total income of about £85 to £90/MWh for 20 years.

o Big Six energy companies' profits 'increased tenfold since 2007'

o Bigger wind turbines will 'devastate' Lake District views

o Wind farm owners 'get £115,000 subsidy for UK every job they create'

o This is the next generation of renewable energy technologies

Why does our central heating seem to always break down on one of winter's coldest days?. I presume that it's just sod's law, but one known fact is that annual servicing of a gas central heating boiler will dramatically lower the chance of failure, together with safeguarding us from the deadly dangers of carbon monoxide poisoning. There is now a price comparison website that will give you quotes for boiler service and repair from local, Gas Safe registered fitters. Clicking on the following link will give you more information on Landlord Gas Safety Checks.

According to the OBR, the obligation represented £2.5billion of the £3.1billion worth of environmental levies in 2013-14.

The environmental levies include green levies as well as the warm homes discount.

Dr John Constable, director of Renewable Energy Foundation, a charity which has campaigned against energy subsidies, said: "Treasury's efforts to limit environmental costs, which are dominated by subsidies to renewable electricity, have so far failed to keep costs within safe limits.

"£9bn a year for decades is much too much, and will disenchant the public with current climate change mitigation policies.

"Many will say that if cutting emissions is this expensive it's just not worth trying, and, quite frankly, they would be right. The resources could be better spent, on adaptation for example."

It came as Ed Davey, the Energy Secretary, said in an interview with House magazine that he wants to see more onshore wind farms.

He said he was "on the side" of those who support onshore wind and accused his Conservative Coalition partners of "only listening to the loudest voices".

A report by the Centre for Policy Studies think tank earlier this week found that the true cost of wind farms and green projects is far higher than minister have admitted.

Scrapping the UK's green energy targets in favour of gas-fired power plants would save consumers £214 a year by 2020, the report suggests - despite ministers' insistence that the total impact of the policies will be only £141 per household by then.

Wind and solar farms rely on subsidies to be economically viable and the costs of the subsidies are charged to consumers through so-called 'green levies' on energy bills.

"The costs of intermittent renewables are massively understated," the CPS argues, accusing ministers of an unstated policy objective to deliberately "hide the full cost and operational implications" of green power.

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March 15 2015

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March 14 2015

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Free cash? £5,600 for home improvements in new £70m giveaway



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Why does our boiler always fail on the coldest day of the year?. I guess it's just sod's law, but one known fact is that annual servicing of our gas central heating system will greatly lower the risk of breakdown, together with safeguarding us from the deadly dangers of carbon monoxide poisoning. There is now a price comparison website that will give you quotes for boiler service and repair from local, Gas Safe registered fitters. Clicking on the following link will give you more information on Gas Boiler Servicing.

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Share the bad news - and the bonanza - on fracking



This newspaper has consistently argued in favour of the speedy exploitation of shale oil and gas reserves through the process known as fracking; so it is gratifying to learn from a Populus poll that a sizeable majority of the public shares our enthusiasm. The survey carried out for UK Onshore Oil and Gas (UKOOG) found that 57 per cent were in favour of fracking and only 16 per cent were opposed, with 27 per cent undecided. Critics have challenged the poll because it was commissioned by the industry and was, therefore, parti pris. But it was conducted by a reputable organisation among 4,000 respondents and there is no reason to doubt its findings. Most people are keen to see Britain start fracking.

However, it would be naive to pretend that there might not be a deleterious impact on house prices in parts of the country where the shale deposits are located, even if these may be more than offset by the wider economic benefits that will also materialise. This is a discussion that needs to be had as openly as possible, with all the relevant information available for everyone to see.

So it is hard to understand why a study carried out by Whitehall officials should have been published with key information deliberately omitted. The report, "Shale Gas: Rural Economy Impacts", was written in March and is available on the website of the Department for Environment, Food and Rural Affairs (Defra). Yet large portions of the text have been redacted, most prominently from a section dealing with the effect of drilling on house prices.

Inevitably this has led critics of fracking to ask what the Government has to hide, and to demand full transparency. We agree. It is patronising and self-defeating to avoid a discussion about the localised implications of drilling. People will know whether the value of their homes is to be affected even if the Government seeks to hide the information.

Ultimately, fracking will principally serve not a personal but a national interest, by reducing our carbon emissions and lowering our dependence on foreign energy sources. But equally, there is no point pretending that some individuals could not be disadvantaged. Moreover, these are not Nimbys, but concerned citizens who should be given a financial stake in this potential energy bonanza beyond the measly deal already promised to communities - which at £100,000 plus one per cent of revenues might be worth only £10 million over 25 years. The Government and the industry need to ensure that those living on top of shale deposits get a generous cut of the proceeds and are not left out of pocket and resentful.

Why does our central heating seem to always break down on the coldest day of the year?. I guess it's just sod's law, but one sure fact is that a regular annual service of our gas boiler will definitely lower the chance of failure, together with safeguarding us from the deadly dangers of carbon monoxide poisoning. A new price comparison website has been launched that gives you quotes from registered "Gas Safe" engineers in your area. Click on the following link to read more about Central Heating Boiler Servicing.

http://telegraph.feedsportal.com/c/32726/f/673980/s/422cea85/sc/36/l/0L0Stelegraph0O0Cnews0Cearth0Cenergy0Cfracking0C110A26440A0CShare0Ethe0Ebad0Enews0Eand0Ethe0Ebonanza0Eon0Efracking0Bhtml/story01.htm

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